Steadfast

JVIB is a member of Steadfast Group Limited. Steadfast is Australia's largest independent insurance broker cluster group and is owned by its shareholders helping to provide us with access to a wide range of enhanced products.

JVIB managing director Joe Vella has been a director on the board of The Steadfast Group Limited since 9th October 1998 and actively participates in meetings to ensure that this insurance broker cluster group continues to provide exceptional service to its clients.

The advantages of choosing an insurance broker backed by Steadfast:

• Having a local insurance broker that you know and trust can really take a load off your mind. After all, if you ever need to make a claim, the person who helped put your policy in place is right there to represent your best interests, dealing directly with the insurance company concerned.
• With a Steadfast backed broker you can enjoy that personalised service at the same time as knowing you’re getting insurance expertise and support from a large corporation.That’s because Steadfast is a group of more than 280 government regulated insurance brokerages operating from over 400 offices Australia wide.
• Annually, the Steadfast Group generates in excess of $2.5 billion of premium turnover. As you can imagine this provides enormous buying power and flexibility when negotiating with insurers.
• So whether it’s insurance for home, car, boat or cover for small or large business of any kind, you can be assured the Steadfast Group has access to the products with the appropriate policy wordings to meet your needs.

Being part of a genuine national network gives brokers a much larger pool of skills, knowledge, products and services to draw upon whilst maintaining the independence of a local broker.

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Steadfast is Australia’s largest insurance broker cluster group and is owned by its shareholders
– more than 280 insurance brokerages Australia wide.

Phone: (02) 9495 6500
Fax: (02) 9495 6565
www.steadfast.com.au

The Australian and New Zealand Institute of Insurance and Finance

The Australian and New Zealand Institute of Insurance and Finance (ANZIIF) is the leading provider of education, training and professional development services to the insurance and financial services industry in Australia, New Zealand and the Asia Pacific region. The Institute has been around for over 120 years in one form or another, making it one of the oldest and most respected professional associations in the region.

JVIB utilises the services provided by ANZIIF to achieve and maintain their insurance qualifications and several of our broking team are ANZIIF (Senior Associate), Certified Insurance Professional members.

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The Institute's commitment to providing relevant, high quality qualifications and education programs is underpinned by its role in partnering the industry and its members in the pursuit of professional excellence and business success.

Phone: (03) 9613 7280
Fax: (03) 9642 4166
www.theinstitute.com.au

The National Insurance Brokers Association (NIBA)

NIBA is the national trade association for licensed Life and General Insurance Brokers in Australia. It is a not for profit organisation and neither sells insurance products or represents insurance companies.

NIBA is the national voice of insurance brokers and an advocate for insurance consumers. Their members are recognised as having attained a high standard of professionalism and knowledge through ongoing educational support and technical development. NIBA represents qualified Practicing Insurance Brokers.

Joe Vella, managing director of JVIB, is a member of NIBA and has been a Qualified Practising Insurance Broker (QPIB) since 1980.

Several of our senior brokers are also Qualified Practicing Insurance Brokers (QPIB) which means they have achieved the following:

• a Diploma of Financial Services (Insurance Broking) with NIBA College or another registered training organisation or equivalent;
  a minimum of 4 years experience as an insurance broker; and
• participated in continuing professional development as required by the NIBA Board in the 12 month period prior to the date of his/her application

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Phone: (02) 9964 9400
Fax: (02) 9964 9332
www.niba.com.au

The Financial Ombudsman Service Limited (FOS)

The Financial Ombudsman Service provides accessible, fair and independent dispute resolution for consumers and financial services providers.

Their independent dispute resolution processes cover financial services disputes including banking, credit, loans, general insurance, life insurance, financial planning, investments, stock broking, managed funds and pooled superannuation trusts. FOS is a free service to consumers.

JVIB is a member of FOS and uses FOS as our independent Dispute Resolution Process (DRP).

Clients wishing to use FOS to resolve a dispute with JVIB should have exhausted all avenues to resolve the matter directly with JVIB before contacting FOS.

Should a JVIB client be unable to resolve an issue directly with their JVIB broker, they should raise the matter with the JVIB Complaints Officer, who is the Operations Manager, Col Craig.

to read more click here

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Phone: 1300 780 808
www.fos.org.au

One Group BANKING

One Group Financial Services (OGFS) was formed in September 2005 under the directorship of Joe Vella and is primarily managed by Andrew Chand who has over 12 years experience in the Finance and Insurance Industries.

OGFS offers a diverse range of personal and commercial finance facilities including:

• Property finance
• Equipment finance
  
• Overdraft finance
  
• Invoice or Factoring finance
  
• Premium finance (pay by the month)
  
• Registration finance
  
• Buy back finance
  

• EFTPOS facilities, commercial bills, company credit cards and interest bearing transaction accounts
  
• Personal and home loans

One Group's finance company accreditations include NAB, Westpac Bank, Commonwealth Bank, ING, Esanda/ANZ, Macquarie Bank, Pacific Premium Funding and Premium Funding Pty Ltd.

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OGFS is a member of the Finance Brokers Association of Australia. OGFS meet all the necessary accreditation requirements and is accredited with the Australian Finance Group Limited (AFG) and has recently been granted an Australian Credit Licence, number 390379.

Phone Andrew Chand directly on: (07) 4040 4414
or 1800 663 111

One Group Financial Services

One Group Commercial Finance

One Group Personal Finance

WAYNE & MATTHEW ZACCOUR
(Life INSURANCE)

Wayne and Matthew Zaccour have been involved in their family operated Life Insurance business for over 40 years in Cairns and the surrounding areas. As tenants of Vella Plaza they share many JVIB resources and are an associated referral business.

Wayne and Matthew Zaccour are authorised representatives of Millennium3 Financial Services Pty Ltd AFSL 244252 and are authorised to provide advice and deal in the following specific products:

• Personal Superannuation
• Employer Sponsored Superannuation
• Life Insurance
• Accident/Sickness/Disability Insurance
• Trauma Insurance
• Permanent & Total Disability Insurance
• Income Protection Insurance
• Business Expense
• Key Man Insurance

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Phone: (07) 4051 5333
Fax: (07) 4051 5300
Mobile: 0418 183 252 – Wayne Zaccour
0409 640 930 – Matthew Zaccour

Street Address:
108 Mulgrave Road
Cairns Qld 4870

Postal Address:
Po Box 1026
Cairns Qld 4870

Email:
waynezaccour@bigpond.com
mattzaccour@bigpond.com

Malta High Commission

Australia and Malta enjoy a warm and productive partnership based on shared values and interests, underpinned by strong people-to-people links.

The Maltese migrant community in Australia, the largest outside of Malta, has contributed greatly to the development of a multicultural Australia. This important connection is supported by bilateral agreements covering social security, double taxation, health services, air services and a working holiday maker scheme. Trade and investment, and cooperation in education, are further dimensions of the relationship.

Many wounded ANZACs were evacuated to Malta from Gallipoli in 1915, when Malta earned the title "Nurse of the Mediterranean". A number of them found their last resting place on Maltese shores, creating yet another link between our two countries.

Joe Vella was born in Malta. In addition to his personal charter with community services he had for a long time been interested in providing some form of community service to the Maltese of Australia (including inbound).

The Maltese High Commissioner in conjunction with Warren Entsch, Federal Member for Leichhardt, invited Joe to be bestowed with the position of “Honorary Consul Queensland” and he was inducted by the Prime Minister of Malta, Lawrence Gonzi, on 18th July 2008.

Some of the services provided by this position include the coordination of dual citizenship, passport applications and/or renewals. It also includes several other diplomatic enquiries pertaining to Maltese born descendents.

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Maltese Embassy Contact Details

Phone:(+356) 2133 8201
Fax:(+356) 2134 4056
www.malta.embassy.gov.au

cairns chamber of commerce

JVIB is a member of the Cairns Chamber of Commerce. This is one of the leading business organisations in Cairns, established for over 100 years and a representative of the local business community.

Cairns Chamber plays a key role in assisting the local business community resolve regional development issues through economic lobbying and representation. Another key activity of the Chamber includes mentoring businesses and connecting them to appropriate contacts. They also provide migration assistance for businesses through its role as a Regional Certifying Body for the Department of Immigration & Citizenship.

Cairns Chamber of Commerce is a membership based, not-for-profit organisation. With over 640 member businesses from various industries it is an important stabilising force which ensures prosperous and integrated economic growth within the local business community.

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Phone:(07) 4031 1838
Fax:(07) 4031 0883
www.cairnschamber.com.au

Make-A-Wish Foundation

Established in 1980, the Make-A-Wish Foundation has enriched the lives of children with life-threatening medical conditions through its wish-granting work. It has become one of the world’s most well known charities and has a network of nearly 25,000 volunteers. As the Foundation continues to mature, its mission will remain steadfast. Wish children of the past, present and future will have the opportunity to share the power of a wish.

Joe Vella, managing director of JVIB, is the North Queensland Chairman for the Make-A-Wish foundation and has held this position for the last 10 years.

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To make a donation, please click the following www.makeawish.org.au

Phone: (07) 3252 7010

Cairns Regional Foundation Gallery

JVIB managing director Joe Vella was appointed to the Board of the Cairns Regional Foundation Gallery in 2010.

The Cairns Regional Gallery Foundation was launched in 2000 to support the ongoing development of the Cairns Regional Gallery and the establishment of a collection of important and relevant works of art as a legacy for future generations of Far North Queenslanders.

Through the Foundation, the community has the opportunity to contribute to the rich heritage of the region and to develop an extensive, distinctive collection of artworks.

Cairns Regional Gallery Foundation acts as Trustee of the Cairns Regional Gallery Arts Trust and is a not for profit company.

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Phone: (07) 4046 4800
www.cairnsregionalgallery.com.au