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  • Vella Plaza
  • Affiliations
  • Products & Services
    • Business / Commercial Insurance
      • Under-Insurance
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      • Retail Shops & Restaurants
      • Trades
    • Our Speciality Areas
    • Personal Insurance
    • Risk Management
    • Strata Insurance
    • Premium Funding
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    • Procedures
    • What to do
    • O’Brien Glass
  • Information
    • Insurance Risk Information
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    • Flood Information
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    • Letter of Appointment
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Monthly Archives: February 2015

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  2. 2015
  3. February

Higher Excess can mean Lower Premiums. Not always a good move.

Insurance, NewsBy jvibFebruary 23, 2015

Most insurers will allow you to increase your excess to reduce your premium. Why? Because when you increase your excess it shifts some risk from the insurer back to you. It represents a saving for insurers, as they no longer have to pay out numerous small claims. Often people see a higher excess as one…

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