Cyclone Debbie – the good and the bad

As the state continues to recover from ex-Tropical Cyclone Debbie, the real cost of the cyclone quite possibly will never be known. The cyclone, which crossed the coast on 28 March, 2017 as a category-four system and caused subsequent flooding in communities from the Whitsundays to New South Wales and then across to New Zealand.…

Protecting against cyber predators

On May 13, 2017 many internet users in the UK, Europe and Russia woke to a major Ransom Cyberattack. The USA was lucky, they were able to stem the outbreak, but the total number of people, companies and Government bodies effected may never be known. Hackers don’t care who it affects and we are all…

End-of-Financial-Year

End of Financial Year Checklist

It’s that time of year again and the End of Financial Year is upon us. Before 30 June take a moment to review your business so you can start the new financial year off on the right track. 1. Review your business story How has your business changed in the past year? As your business…

Workers in the home – are you covered?

Injuries to household and domestic workers: Are you covered? Queensland Home and Contents insurance policies exclude injuries to Domestic Workers such as domestic cleaners, babysitters, nannies, gardeners and in-home carers, or in situations where a WorkCover Policy of insurance might respond. By legislation, WorkCover Queensland Household Worker Insurance Policy will protect home owners against these…

NBN…Cause for Alarm?

The rollout of the NBN network involves new technologies and some of your existing devices are unlikely to be compatible with the new system. Transitioning to the NBN can cause your alarm monitoring to stop working and consequently it is vital that you contact your alarm company to consider your options before performing your NBN…

Pool Safety in Queensland

Of Australia’s 280 drowning deaths in the year to June 2016, 45 occurred in backyard swimming pools according to The Royal Life Saving’s National Drowning Report 2016. In the Summer of 2016-2017, news headlines around the country have been dominated by a swag of reports of toddler drownings in backyard pools. Given the recent reports,…

New domestic smoke alarm laws

From January 2017, new fire smoke alarm laws apply to domestic building owners. As of January 2017, any new dwelling or dwellings that are being substantially renovated must comply with the new regulations.   This includes: Only photoelectric smoke alarms are to be installed Any smoke alarm over 10 years old must be replaced by…

Insurance health check

Forget New Year’s Resolutions, at the beginning of 2017, it’s time to have a health check of your business and have a look at five mistakes you might be making with regards to your insurance. 1. Not regularly reviewing your insurance policies Don’t leave it to once a year (usually at renewal time) to review your…

Conditional registration with motor vehicles

Once a vehicle has been conditionally registered it should be treated in the same way as any other registered vehicle and should be duly insured under a Motor Vehicle Insurance Policy. It’s a legal requirement that all vehicles that require any access to gazetted roads and public places, such as car parks, must now have…