JVIB arrange a wide variety of insurances for all kinds of specialist businesses, professions and large industrial operations. These insurances generally require a more customised policy as the risk exposures can be far greater than a simple policy will cover. For example, an engineer may need professional indemnity, a goods manufacturer may want product tamper insurance or a trade credit policy.

If you own or operate a large industrial or commercial property, or perhaps operate in a specialist industry it may be necessary to take out a more extensive insurance product to protect your business operation. Following is a list of just some of the more specialised insurance products we can obtain for your business:

Goods in Transit

Cover against loss or damage to your property while in transit – either within Australia or on a world-wide basis.

Fidelity Guarantee

Theft and/or misappropriation of cash and/or stock by employees.

Audit & Investigation

Expenses due to unexpected audits required by any statutory body, including Australian Tax Office.

Computer Breakdown Profits

Loss of income and increased expenses following mechanical or electronic breakdown of computer equipment.

Computer Crime

Loss of funds following tampering with computer systems.

Credit Insurance

Protection for insured debts following insolvency of a debtor.

Intellectual Property

Legal expenses incurred to defend patent, trademark, copyright etc.

Kidnap, Ransom and Extortion

Monies paid following kidnap of staff or family or threats of damage to assets.

Machinery Breakdown Profits

Loss of income and increased expenses following breakdown of key plant and equipment.

Product Tamper

Loss of net profit, recall and other expenses following product tampering.

Aviation Hull

Loss of or damage to aircraft and related equipment.

Contract Works

Loss or damage to the project works during construction.

Contractors' Plant & Machinery

Loss or damage to unregistered mobile plant, drilling rigs and the like.

Corporate Travel

Costs following accident or illness whilst travelling.

Electronic Equipment

Material damage and loss of data following breakdown or malfunction.

Industrial Special Risks

Fire and Perils and Accidental Damage to property.


Damages following libel and slander.

Directors & Officers Liability

Damages following wrongful act committed by the directors or officers of a company.

Environment Impairment Liability

Bodily injury and property damage following gradual pollution.

Product Recall Expenses

Expenses incurred in the recall of defective products.

Professional Indemnity

Damages arising from the professional activities of an organisation.

Umbrella Liability

Provides cover in excess of standard Broadform liability policies, including Motor Third Party, but also provides blanket cover for many areas excluded by those policies.

Please note this list is only indicative of some of the specialised business insurance policies that may pertain to your business. For more information on these or any other business related insurance products, please click here to arrange a meeting with one of our friendly, experienced broking team. We’re here to help you do “Business Without Boundaries”.