When purchasing any insurance policy, it is important to make sure the sum insured is correct. To calculate your Home Insurance, you need to be aware of the gross size of the building(s) in square metres, and include any outbuildings/improvements.

When considering the value of your contents insurance, think about the entire contents of your home and having to replace everything in it – including your DVD collection, your cutlery and linen, children’s games and toys, the esky and picnic blanket – not just the big ticket items that immediately spring to mind like your digital big screen LCD TV or leather lounge suite.

Are you adequately insured?

To help in calculating the sum insured, the Home Building & Contents Replacement Costs Calculator may be of assistance.

Personal Insurance


Typical building replacement costs are provided by Reed Business Information Pty Ltd (ABN 80 132 719 861) trading as Reed Construction Data (‘Reed’) and typical building contents replacement costs are provided by Sum Insured Pty Ltd (ABN 55 947 630 521 (‘SI’) trading as Home Contents. Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by either Reed, SI, Steadfast or JVIB for its accuracy. Please check with an Architect, Builder, Quantity Surveyor, Valuer or other suitably qualified professional for an accurate estimate.

Neither Steadfast nor JVIB takes any responsibility for the costings provided by Reed or SI nor any liability for the accuracy of or reliance upon or use of, the costings. To the fullest extent permitted by law, Reed, SI, Steadfast and JVIB expressly disclaim all warranties, express or implied, including, but not limited to, the implied warranty of fitness for a particular purpose. Reed, SI, Steadfast and JVIB do not warrant or make any representations regarding the use or the results of the use of the information provided in terms of its correctness, accuracy, reliability, or otherwise.”