Drone Regulation

Owners and Operators of Commercial Remotely Piloted Aircraft Systems (RPAS), which are more commonly known as “drones”, now face number of risks they should consider when it comes to protecting their own assets and third party liability. Whilst initially these drones were viewed as “toys” with minimal commercial applications the position has now greatly changed.…

Travel smart and travel safe

Passport – check. Clothes – check. Medications – check. Smartphone – check. You’ve got all of the above, but what about travel insurance? Travelling overseas can be a fantastic adventure – but you shouldn’t do it without first having a travel insurance policy in place. Not all travel policies are the same with many policy…

Insurance health check

Forget New Year’s Resolutions, at the beginning of 2017, it’s time to have a health check of your business and have a look at five mistakes you might be making with regards to your insurance. 1. Not regularly reviewing your insurance policies Don’t leave it to once a year (usually at renewal time) to review your…

Conditional registration with motor vehicles

Once a vehicle has been conditionally registered it should be treated in the same way as any other registered vehicle and should be duly insured under a Motor Vehicle Insurance Policy. It’s a legal requirement that all vehicles that require any access to gazetted roads and public places, such as car parks, must now have…

Don’t Cancel Your Cover The business has closed, it’s no longer trading, no more parts or products being manufactured or imported. No more installations or maintenance. No goods for sale. So, time for retirement or a change in direction. We just need to cancel the insurance. Well, not exactly. There is an element of insurance…

The Cloud

What is it? Where is it? In the simplest terms, ‘cloud computing’ means storing and accessing data and programs over the Internet instead of on and from your computer’s hard drive. ‘The cloud’ is just a metaphor for the Internet. There is no real, puffy white cloud involved; it’s just a 3rd party service provider’s…

Under-Insurance... Why should I care?

Underinsurance

Surverys Reveal Alarming Statistics Probably due to the harsh reality of the current economic climate, it is estimated that 1 in 6 small businesses have no insurance of any kind. Of businesses that are insured, half of these are insured for only 60 to 85% of Replacement Value. And it gets worse with the revelation…